Hear about Penn Mutual&#39;s new product from Ray Caucci, Senior VP of Product Management and Underwriting.
<a href="https://pennmutual.buzzsprout.com/407080/7050238" target="_blank">View disclosures</a>

Protection UL Rider Details

Protection UL Rider Details - NY

Allows access to a portion of the death benefit if terminal illness strikes. For survivorship policies, the benefit is available only for the last surviving insured.
Automatically included at issue.

Provides beneficiaries an additional death benefit if the insured dies as a result of an accident.&nbsp;

Extends term coverage to the insured&#39;s children and gives them the option to convert to their own permanent policy at age 23.

Allows access to a portion of the death benefit if chronic illness strikes. For survivorship policies, the benefit is available only for the last surviving insured.
Automatically included at issue with most permanent life policies.
Resources: <a href="/static-assets/files/2020/pm8717.pdf" target="_blank">Client Brochure</a>* | <a href="https://sas.pennmutual.com/secure-asset-service/file/delivery/gatewaycom/2021/t4363.pdf" target="_blank">Rider Guide</a> | <a href="https://sas.pennmutual.com/secure-asset-service/file/delivery/gatewaycom/2020/t3819.pdf" target="_blank">Competitive Edge</a> 
*To access this brochure on RR Donnelley, please <a href="https://www.pennmutual.com/pmlwebsite/ssoredirect?target=https://sso.custompoint.rrd.com&amp;ssosite=rrd" target="_blank">click here</a>.

Waives policy charges if the insured becomes totally disabled. Not available with the Disability Completion Benefit Rider.

Allows increases to the policy death benefit at specified ages or specified events, without medical underwriting.

Allows the replacement of an insured with another insured who has the same relationship to the policy owner. For a joint policy, provides flexibility to change one of the insureds. Automatically included with all single life business planning policies and all survivorship policies.&nbsp;For the Protection Universal Life and Guaranteed Whole Life products, this rider is not offered in NY.

Protection Universal LifeSM (PUL) is a permanent death benefit protection product offering affordable premiums with cash value accumulation that can serve as a safety net for life&rsquo;s unexpected events.

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