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ACE: From application to issue in as little as a few hours
Instantly gratifying life insurance – in an instant. ACE is a breakthrough all-digital way to issue policies from one simple place.
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As the impact of the COVID-19 pandemic continues to develop, we are pleased to announce recent changes to our temporary underwriting and new business guidelines. The following changes went into effect June 8, 2020.
- We are able to make offers to applicants ages 70 – 85 who are assessed at a Standard Rating or better, up to our retention limit of $5 million for individuals and $7.5 million for survivorship policies (less any inforce coverage from Penn Mutual).
- We reinstated our LifeStyle Credit Program on permanent products for applicants ages 20 – 75 up to our retention limits described above (less any inforce coverage from Penn Mutual).
- We can accept funds from external replacements up to a maximum of $1 million. (Note that the $1 million first-year premium limit we instituted remains in place.)
Please note that the following temporary guidelines remain in place:
- Applications from individuals ages 70 – 85 with ratings worse than Standard, or individuals under age 70 with ratings worse than Table 4, will continue to be postponed.
- Our Survivorship One-Class Upgrade and Table Shave programs remain suspended.